Cyber Bullying is So Nasty It’s Covered by Insurance

Hi all,

Cyberbullying can be very disruptive and is an increasing concern. The internet can be a very nasty place sometimes. To help victims deal with this, the insurance company Chubb insurance is offering some customers in the United Kingdom benefits to help offset the costs of trolling.  Cyberbullying will be included as part of its personal insurance package with a cover of up to £50,000.

Insurance holders can use this to get help from online experts for victims and counseling, or even covering lost income if the victim is off work for more than a week due to the harassment.

Chubb Insurance defined  cyberbullying as “three or more acts by the same person or group to harass, threaten or intimidate a customer,”

According Pew Research center study released last year – 73 percent of American adults online have seen someone be harassed online and 40 percent have personally experienced it. Cyber trolling can completely ruin people’s lives in extreme cases.

This new insurance benefit seems to be a shift toward acknowledging just how damaging that type of situation can be.

“We see insurance as helping our clients get back to how they were before the incident occurred — whether it’s an incident that affects their home or as a person…So we still help to restore homes, cars and belongings that have suffered physical harm or damage, but increasingly it’s about the person and how they cope,” Tara Parchment, UK and Ireland private clients manager, said. 

 

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Source: Akati

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